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Advisory services are offered through Coulter & Justus Financial Services, LLC; an SEC registered investment advisor domiciled in the State of Tennessee, and doing business as Coulter & Justus Wealth Advisors. Our firm is notice-filed in Georgia, Louisiana, North Carolina, South Carolina, Tennessee and Virginia. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by our firm in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption. For information concerning the status or disciplinary history of a broker-dealer, investment advisor, or their representatives, a consumer should contact their state securities administrator.
Coulter & Justus Wealth Advisors is committed to safeguarding the confidential information of its clients and holds all personal information provided to it in the strictest confidence.
We may also have relationships with insurance companies, trust companies, custodians and other financial institutions. Except as required or permitted by law, Coulter & Justus Wealth Advisors does not share confidential information about clients with non-affiliated third parties. In the unlikely event there were to be a change in this fundamental policy that would permit additional disclosures of clients’ confidential information, Coulter & Justus Wealth Advisors will provide written notice to clients, and they will be given an opportunity to direct whether such disclosure is permissible.
AN IMPORTANT NOTICE CONCERNING CUSTOMER PRIVACY
Customer Information Collected
Coulter & Justus Wealth Advisors collects and develops personal information about clients and some of that information is non-public personal information (Customer Information). The essential purpose for collecting Customer Information is to provide and service the financial products and services obtained from Coulter & Justus Wealth Advisors. The categories of Customer Information collected by Coulter & Justus Wealth Advisors depend upon the scope of the engagement with it and are generally described below. As an investment advisor, Coulter & Justus Wealth Advisors collects and develops Customer Information about clients in order to provide investment advisory services. Customer Information collected includes:
- Information received from clients on financial inventories through consultation with Coulter & Justus Wealth Advisors’ representatives. This Customer Information may include personal and household information such as income, spending habits, investment objectives, financial goals, statements of account, and other records concerning clients’ financial condition and assets, together with information concerning employee benefits and retirement plan interests, wills, trusts, mortgages and tax returns
- Information developed as part of financial plans, analyses or investment advisory services
- Information concerning investment advisory account transactions
- Information about clients’ financial products and services transactions with Coulter & Justus Wealth Advisors
Coulter & Justus Wealth Advisors restricts access to Customer Information to those representatives and employees who need the information to perform their job responsibilities within the firm. Coulter & Justus Wealth Advisors maintains agreements, as well as physical, electronic and procedural security measures that comply with federal regulations to safeguard Customer Information about clients.
Use and Disclosure of Customer Information to Provide Customer Services for Client Accounts
To administer, manage and service client accounts, process transactions and provide related services for client accounts, it is necessary for Coulter & Justus Wealth Advisors to provide access to Customer Information within the firm and to non-affiliated companies such as broker/dealers, trust companies, custodians and insurance companies. Coulter & Justus Wealth Advisors may also provide Customer Information outside of the firm as permitted by law, such as to government entities, consumer reporting agencies or other third parties in response to subpoenas.
If clients close an account with Coulter & Justus Wealth Advisors, the firm will continue to operate in accordance with the principles stated in the Notice.
Requirements of Federal Law
In November of 1999, Congress enacted the Gramm-Leach-Bliley Act (GLBA). The GLBA requires certain financial institutions, including broker/dealers and investment advisors, to protect the privacy of Customer Information. To the extent a financial institution discloses Customer Information to non-affiliated third parties other than as permitted or required by law, customers must be given the opportunity and means to opt out (or prevent) such disclosure. Please note that Coulter & Justus Wealth Advisors does not disclose Customer Information to non-affiliated third parties except as permitted or required by law (e. g., disclosures to service your account or to respond to subpoenas).