How to be Smarter About Money in 2014

~~ How to be Smarter About Money in 2014  ~~

Every January, many of us make financial New Year’s resolutions to do things like spend less or contribute more to our 401(k)s. And every year, more of us break them than keep them — and end up poorer for it. So how do you make sure this year will be different?

While it’s not as popular a resolution as losing weight and getting fit (43% make this resolution), making smarter choices with money is the second most popular New Year’s resolution, according to the annual New Year’s Resolution Survey from Allianz Life Insurance Company. Nearly one in three Americans say they plan to make a resolution to improve their financial stability. Surveys show that the most popular resolutions include saving more money, paying down debt, spending less money and developing a long-term financial plan.

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